Terms & Conditions

Your use of this website is subject to the terms and conditions that follow. Please read them carefully. By proceeding to browse and use this website you are deemed to have agreed to comply with and be bound by these terms and conditions, which together with our Privacy Policy govern QIS’s relationship with you with regards to your use of this website. If you do not agree with any of these terms and conditions please leave this website immediately.

These terms and conditions apply to your use of every part of this website. Separate terms and conditions will apply to any website accessible via a hyperlink from this website. Please note that this website is intended for visitors to the website in the United Kingdom only. This site is not applicable to visitors who are residents of other countries as the law in other countries may restrict the distribution of the information available on this website. To avoid doubt, none of the information on this website constitutes an offer to contract in any country in which it is available including the United Kingdom.

The terms and conditions of use set out below apply to the website owned, operated and controlled by QIS Limited (“QIS”), at www.qisuk.co.uk (the “Website”). The Website is intended for use by residents of the United Kingdom of Great Britain and Northern Ireland only. By using the Website, users are deemed to have full knowledge of the following terms and conditions and to accept them.

Copyright & Intellectual Property

They are protected by copyright, trademarks and other intellectual property rights. You must not use any material on this website in any way that infringes the intellectual property rights in it. You may view, download and print individual pages or documents from this website which you may then use, copy or reproduce for your own internal non-profit making purposes, provided you keep intact any copyright and other proprietary notices. However, under no circumstances are you permitted to download, copy, reproduce, modify, redistribute, republish, display, post, transmit or extract any part of this website with a view to profit or gain. In addition, you must not sell or distribute any of the material on this website to third parties, whether for monetary payment or otherwise. If you copy, download or print any part of this website in breach of the terms and conditions, your right to use this website will cease immediately and you must return or destroy any copies of the materials you have made.

CONTINUITY AND QUALITY OF SERVICE

QIS will use its reasonable endeavours to provide users with a prompt and continuing service. QIS does not, however, warrant that the service it provides will continue uninterrupted or without delay or that it will remain unchanged. In particular, QIS reserves the right to bring the Website down as and when necessary for the purposes of maintenance.

Whilst QIS will use its reasonable endeavours to ensure that the information contained in the Website is correct and reliable, no warranty, either express or implied, is given as to the accuracy or completeness of that information.

The Website is intended to provide users with general information relating to QIS, its various products and services and other financial information which may be of relevance or interest to users. The Website is not intended to provide exhaustive details in respect of any of the issues or matters referred to on it.

Prior to making any decision or taking any action which may potentially affect users’ personal finances or business, users are urged to take independent advice from suitably qualified advisors.

LINKS TO EXTERNAL SITES

The Website may from time to time contain hypertext links to a number of websites owned, operated and controlled by third parties. QIS has no control over or proprietary interest in any of these websites and, as such, makes no warranties with regard to the quality, security, accuracy or any other aspect of such sites, and excludes any and all liability arising from use of the same.

DATA PROTECTION

The protection of users’ personal data takes top priority for QIS and QIS does not collect any personal data through its Website without users’ consent. Users alone decide whether to provide QIS with such data or not.

Where users of the Website are able to communicate to QIS personal information via the Website, QIS shall, at all times, process and utilise such personal information provided in accordance with the Data Protection Act 1998. Only authorised employees, under appropriate confidentiality obligations will have access to users’ personal information. If users who have provided QIS with personal information would like to alter their details or check their accuracy, please email us at: [email protected]

Upon access to the Website, information is occasionally collected automatically (i.e., not through a registration), whereby this information cannot be assigned to a specific person (e.g. Internet browser and operating system used; domain name of the website from where users arrived; number of visits, average dwell time, pages called up). QIS uses this information to determine the activity of the Website and improve its content.

When users visit the Website, information may be saved on users’ computers as a “cookie” which is then automatically recognised on the next visit to the Website. Users who do not want QIS to recognise their computers should set their Internet Browsers so that they delete cookies from the computer hard disk, block all cookies or warn users before saving a cookie.

ENQUIRIES

Whilst every effort is made to ensure that any enquiries submitted are dealt with promptly, QIS cannot guarantee that queries will always be dealt with within the timescale users may require.

QIS cannot always guarantee complete confidentiality and would therefore recommend that users do not transmit or include sensitive information, which could be classed as a trade secret, via the Internet.

DISCLAIMER

QIS shall not be liable for any third party claims or losses of any nature, including, but not limited to, loss of profits, indirect or consequential loss or loss due to circumstances beyond its reasonable control.

QIS does not accept any liability for any acts or omissions resulting from users’ decisions or opinions formed on the basis of use of the Website

QIS may, at any time change, modify, add to or remove part or all of these terms and conditions. Users should therefore check these terms and conditions periodically to see if they have changed. Continued use of this Website following any change in the terms and conditions will be deemed to constitute the users’ acceptance of those changes.

QIS makes every effort to ensure that the information and data contained on the Website is correct. QIS, however, accepts no liability and does not guarantee that the information and data provided is up to date, correct and complete. This also applies for all other websites referred to by means of a hyperlink from time to time. QIS is not responsible for the contents of such websites reached by means of such a link and reserves the right to modify or supplement the information or data provided without prior notice.

GENERAL

These Terms and Conditions are governed by and shall be construed in accordance with English law. Disputes in connection with the Website shall be subject to the jurisdiction of English Courts.

FEEDBACK

We hope that users will find our Website informative and easy to use. We should be grateful to receive any comments or queries that users have concerning the Website, or any suggestions as to how it could be improved. Please e-mail us at [email protected]

Please also read the QIS, Privacy Policy and Cookie Policy for more information regarding our general business and website usage terms and conditions.

Adam Boys is authorised in the UK to act as an Insolvency Practitioner by the Insolvency Practitioners Association. We provide insolvency solutions to individuals; specialising in Individual Voluntary Arrangements which comply to the IVA protocol.

We do not administer or provide advice solely relating to debt management products, such as Debt Management Plans. We do not currently offer advice relating to Scottish Insolvency Solutions such as Protected Trust Deeds, Debt Arrangement Schemes or Sequestration.

We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meet the criteria for one of our insolvency solutions, therefore, all advice is given in reasonable contemplation of an insolvency appointment.

You can also visit the Money Helper to find out more about managing your money and to get free advice. They are an independent service set up to help people manage their money.


Registered Office: 191-195, Chaddock Lane, Worsley, Manchester, England, M28 1DW

Company No: 09815663 ICO Registration: ZA154692